Legal Information

By using and/or visiting this website (www.wecompetelenders.com) and/or availing of WeCompete Lenders’ Services, you signify your acceptance of WeCompete Lenders' Terms And Conditions as well as the Privacy Policy incorporated herein by reference, a copy of which is published on the website. If you do not agree to any of these terms, please do not use this website or the Services.

Likewise, you authorize WeCompete Lenders, its subsidiaries, its assigns, agents, banks or financial institutions to obtain an investigative or consumer report from a credit bureau or a credit agency and to investigate the references given on any other statement or data obtained from applicant.

The actual terms for which your business may qualify necessary depends on several criteria, this includes your personal and business status, industry type, time in business, verified revenue, credit history, and business report information, among other things. Such factors or others may cause the terms for which your business qualifies, if any, to be different than the information presented by WeCompete Lenders. Continuing with the application process signifies your request for WeCompete Lenders to determine how much your business qualifies for, rather than requesting a certain business capital amount. The information, benefits, and services shown in this website do not constitute an offer or commitment by any lending organization.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Upon registering or opening an account with WeCompete Lenders you may be required to provide personal information including: your name, address, date of birth, contact information and other relevant information necessary to prove your identity. As proof of the information you may provide, government issued ID’s and other identifying documents may be required. You accept and agree that such information may be used for verification of eligibility, criminal background and fraudulent activity.

COOKIES

By using the WeCompete Lenders website (www.wecompetelenders.com), mobile applications and mobile websites ("Platforms") you agree and consent that we and third parties can store and access cookies, IP addresses and use other tracking technology methods to enable Platform functionality, collect aggregated data about website usage, improve your online experience and manage and tailor our advertising and service communications with you. There are means of disabling cookies as set out below if you choose to do so, however this may affect your use of our Platforms.

A "Cookie" is a small file that is placed and stored on your browser or device by a platform. Cookies allow a website owner to distinguish the activities carried out from your device from other users of that website. Each website can send its own cookie to your browser or device if your browser's preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other websites.

WeCompete Lender Platforms may use different types of cookies. Session cookies exist just for your session on our Platform and persistent cookies exist for a period of time after your visit. First party cookies are cookies set by our Platforms and third party cookies are set by third party platforms. We may utilize both session and persistent cookies, and first and third party cookies.

Essential Cookies - these cookies are essential for the operation of our Platforms. They include, for example, cookies that enable you to log into secure areas of our websites, progress or complete a booking or make use of other online services we provide. If you disable these cookies then you may not be able to use our Platforms fully or at all.

Analytical/performance cookies – these allow us to count the number of visitors and to see how visitors move around our Platforms. We aggregate this data and analyse it to improve the way our Platforms work and the user experience, for example, by improving the Platform’s layout. We use trusted third party analytics providers’ tools to enable this analysis.

Cookies for enhancing your experience (often referred to as functional cookies) - these are used to recognise you when you return to our Platforms. This enables us to personalise our content for you, greet you by name, provide your Skywards details if you are registered and remember your preferences (for example, your choice of language or region) and to identify to us where you don't complete a booking (so we can inform you of this and provide assistance).

Advertising cookies - these cookies record your visit to our websites, the pages you have visited and actions you have taken. We will use this information to make our advertising displayed on other platforms (by third party advertising providers) more relevant to you. We may share this information with third parties for this purpose, for example, we may serve you a relevant advertisement based on your browsing history with our Platforms. We also use third party cookies so we can personalise our advertisements to you and to help us analyse our customers' behaviour. Our third party advertising providers set anonymous cookies on other websites that we advertise on. If you receive one of those cookies, we may then use it to identify you as having visited that site if you later visit our Platforms. We then personalise our advertisements to you based on this information.

Local Storage Objects - we may use Flash Local Storage Objects ("Flash LSOs") to store your Platform preferences and to personalize your visit. Flash LSOs are different from browser cookies because of the amount and type of data stored. Typically, you cannot control, delete, or disable the acceptance of Flash LSOs through your web browser. For more information on Flash LSOs, or to learn how to manage your settings for Flash LSOs, go to the Adobe Flash Player Help Page, choose "Global Storage Settings Panel" and follow the instructions. To see the Flash LSOs currently on your computer, choose "Website Storage Settings Panel" and follow the instructions to review and, if you choose, to delete any specific Flash LSO.

Rejecting and/or Deleting Cookies

Modern browsers allow you to change your cookie settings. You can set your browsers or devices to accept all cookies, to notify you when a cookie is issued, or not to receive cookies at any time. The last of these means that certain personalized features cannot then be provided to you and accordingly you may not be able to take full advantage of all of the website's features. Each browser is different, so check the ‘help’, 'options' or 'preferences' menu of your browser to learn how to change your cookie preferences. The following links provide more information on cookie settings for commonly used browsers:

Cookie settings in Chrome: [https://support.google.com/chrome/answer/95647?hl=en&ref_topic=14666]; Cookie settings in Firefox [support.mozilla.com/en-US/kb/Cookies]; Cookie settings in Internet Explorer [http://windows.microsoft.com/en-GB/internet-explorer/delete-manage-cookies#ie=ie-10]; Cookie settings in Safari [https://support.apple.com/kb/PH17191?locale=en_US] and iOS [https://support.apple.com/en-ph/HT201265].

You can also visit aboutcookies.org [http://www.aboutcookies.org/] which contains comprehensive information on how to do this on a wide variety of browsers. This site includes details on how to delete cookies from your computer as well as more general information about cookies.

We do not recommend turning cookies off when visiting our websites as this could prevent you from fully enjoining the products and services offered by the website. It may also mean that certain parts or functions of our websites do not work properly. Please also note that if you delete your cookies we may no longer automatically recognize your preferences, such as language and country preferences, any previous consent to terms and conditions or any opt-outs.

In relation to advertising cookies, if you are in the EU you can use YourOnlineChoices.eu [http://www.youronlinechoices.com/] a website which allows you to set which advertising cookie providers you accept, and which you do not. You can manage cookies set by third parties by visiting the specific websites of these third parties. For example, all the data collected on you by Google can be accessed at myactivity.google.com [https://myactivity.google.com/].

For US users: Online behavioral advertising

US users may opt-out of many third-party ad networks, including those operated by members of the Network Advertising Initiative ("NAI") and the Digital Advertising Alliance ("DAA"). For more information and available choices for third-party ad networks operated by NAI and DAA members, please visit their respective websites: NAI [www.networkadvertising.org/optout_nonppii.asp] and DAA [www.aboutads.info/choices]. Opting out of these networks does not otherwise limit the collection of personal information described elsewhere in our Privacy Policy. Understand that even after opting out you may still see online ads. Opting out only means that network members from whose ad networks you have opted out will no longer deliver targeted content to you. You may continue to see interest-based advertisements from other parties from whom you have not opted out, or from companies that have not adopted the self-regulatory standards for Online Behavioural Advertising that we follow. You will also continue to receive generic ads that are not targeted based on your visits to multiple websites.

Cookies Opt-In Message

WeCompete Lenders take your privacy seriously and will only use personal data to provide the products and services you have requested from us.This site uses cookies. Some of them are essentials while other help us improve your experience. You can use this tool to change your cookie settings.

Essential

Essential cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies. They also help us comply with legal requirements like GDPR.

Analytics

These cookies collect information about how visitors use a website, for instance which pages visitors go to most often. We use them to improve how our website works. However, some of them might be third-party cookies and the data they collect can be put to purposes unknown by us as the site owner. Please refer to our third-party processors' privacy policy.